"There are very few places online where seniors can find honest, plain English information about retirement written by someone actually living it. As Time Goes By is my attempt to change that."
Who is this blog for?
This blog is written for Australians who are approaching retirement, recently retired, or well into their retirement years. It's also for the adult children of seniors who are trying to help their parents navigate an increasingly complex world.
If you've ever felt overwhelmed by superannuation rules, confused by Centrelink forms, unsure about aged care options, or simply looking for honest information written in plain English — this blog is for you.
What we cover
Finance & Super
Superannuation, aged pension, Centrelink, budgeting in retirement and making your money last.
Health & Wellbeing
Medicare, private health insurance, aged care, staying active and mentally sharp.
Legal & Estate
Wills, power of attorney, enduring guardianship and the conversations families need to have.
Housing
Downsizing, retirement villages, staying at home, reverse mortgages and the family home.
Technology
Staying connected, avoiding scams, online banking, smartphones and navigating the digital world safely.
Community & Life
Staying socially connected, volunteering, travel, hobbies and finding purpose in retirement.
Our philosophy
There is no shortage of financial product spruikers, insurance salespeople and aged care marketers trying to reach seniors online. This blog is none of those things.
Everything written here comes from personal experience and genuine research. We don't accept advertising. We don't promote products. We don't get commissions. We just share what we've learned, what helped us, and what we wish someone had told us earlier.
Nothing on this blog constitutes financial, legal or medical advice. We'll always encourage you to seek qualified professionals for your specific situation — but we'll also help you ask better questions when you get there.
Want to know more about the person behind the blog?
About Me page →